Use our car loan calculator to calculate auto payments more than the life of your loan. For a modest fee, you can get it via the different credit agencies: FICO, Equifax, Experian and TransUnion. Facts about how to use the loan calculators are contained inside the spreadsheet itself, mainly as cell comments. The much less you pay upfront, on the other hand, the more you will have to spend per month in lease payments. Our Auto Loan Calculator offers you total flexibility in how you make additional payments, in case you want to spend off your loan early and keep away from paying so a great deal interest. If you purchased auto by means of loan, you are required to obtain a complete coverage of the automobile.